Payments
Procedure Financing
Types of Financing
What do we accept
Cash
Discover
visa
mastercard
American Express
Financing
Flexible financing options for your cosmetic procedure
At Smart Plastic Surgery, we understand that achieving your aesthetic goals is a significant investment. That’s why we offer flexible and convenient financing options to help make your dreams a reality. Our financing plans are designed to fit your budget and lifestyle, ensuring you can achieve your desired look without financial stress.
Whether you’re interested in a mommy makeover, breast augmentation, liposuction, or any other procedure, our financing options can make it easier for you to access the treatments you want. Contact us today to learn more about our financing plans and start your transformation journey with confidence.
Financing your cosmetic surgery
Most cosmetic surgery procedures are viewed as elective by insurance companies and are not typically covered. However, we believe in making cosmetic surgery accessible to everyone. Our financing options are designed to ease financial planning and allow you to achieve your desired look.
Our team is committed to working with you to find a financing plan that fits your budget. We provide an estimated cost of the procedure during your initial consultation, which includes all fees, over-the-counter medications, and other associated treatments.
Affirm
- Flexible payment options: Affirm offers flexible payment plans that cater to your financial situation, ensuring a payment structure that works for you.
- No hidden fees: Enjoy transparent pricing with no hidden fees, making it easier to manage your finances.
- Simple application: The application process with Affirm is straightforward, allowing you to get approved quickly and start your cosmetic journey without delay.
- Buy Now, Pay Over Time: Take advantage of Affirm’s easy installment plans to pay for your procedure over time.
Alphaeon
- Extended payment options: Alphaeon Credit offers extended payment options that can make it more affordable to achieve your aesthetic goals.
- Special financing plans: Take advantage of special financing plans not always available with traditional credit cards.
- Reusable credit line: Use your card again for yourself or family members with no need to reapply and no annual fee
- Quick approval: Enjoy a fast and simple approval process, allowing you to proceed with your procedure promptly.
Carecredit
- Special financing options: CareCredit offers special financing options, such as interest-free or low-interest plans, for qualified applicants. These plans allow you to pay for your procedure over time without incurring high interest charges.
- Wide acceptance: CareCredit is widely accepted by healthcare providers, making it a convenient financing solution for various medical and cosmetic treatments.
- Quick approval process: Applying for CareCredit is quick and easy. You can complete the application online, and many applicants receive a credit decision within seconds.
- No prepayment penalties: CareCredit allows you to make early or additional payments without any prepayment penalties. You have the flexibility to pay off your balance ahead of schedule if desired.
Dental Finance
- Tailored plans: Dental Finance provides personalized financing plans that fit your budget and needs for a comfortable payment experience.
- Competitive rates: Benefit from cost-effective solutions with competitive interest rates and flexible terms compared to other options.
- Quick approval: Get fast approval with Dental Finance, enabling you to proceed promptly with your cosmetic procedure and achieve your desired look sooner.
Cherry
- Special financing options: CareCredit offers special financing options, such as interest-free or low-interest plans, for qualified applicants. These plans allow you to pay for your procedure over time without incurring high interest charges.
- Wide acceptance: CareCredit is widely accepted by healthcare providers, making it a convenient financing solution for various medical and cosmetic treatments.
- Quick approval process: Applying for CareCredit is quick and easy. You can complete the application online, and many applicants receive a credit decision within seconds.
- No prepayment penalties: CareCredit allows you to make early or additional payments without any prepayment penalties. You have the flexibility to pay off your balance ahead of schedule if desired.
Financial Policy
- All sales on services and products are final.
- There are no refunds or exchanges on products or gift cards.
- Packaged pricing discount based on full pre-payment and is non-refundable.
- Quote expires 90 days after print date unless otherwise specified on the quote.
- All prepaid services and/ or products must be redeemed within 12 months of purchase. After 12 months, unclaimed services and/ or products will be deemed abandoned and therefore forfeited
- $250 non-refundable deposit is due once you have committed to a surgical procedure, and is required to secure the operating room for your surgery date.
- Full payment is required 2 (two) weeks prior to your scheduled surgery date or during your pre-op visit, whichever comes first. Should your plans change and you wish to cancel your scheduled procedure, we require a minimum of a 30 (thirty) day notice prior to the surgery date in order to issue a full refund, minus the $1,000 non-refundable deposit. If you cancel 15 (fifteen) days prior to the surgery date or earlier, you will be refunded 50% of the payment, minus the $1,000 non-refundable deposit. All cancellations within 14 (fourteen) days of the scheduled procedure are 100% non-refundable.
- Performance of any purchased services is at the discretion of our clinical staff. If you’re not a candidate for a service pre- purchased, you may apply the credit towards another service in our clinic.
Frequently Asked Questions
A plastic surgery loan is a type of financing specifically designed to cover the costs of cosmetic procedures. These loans typically come with flexible repayment terms and are offered by financial institutions.
Cosmetic loans help finance elective aesthetic procedures, allowing patients to undergo surgeries such as rhinoplasty, breast augmentation, and liposuction without immediate financial impact.
At Smart Plastic Surgery, we offer various financing options to meet your financial needs. The options include Affirm, CareCredit, Cherry, Alphaeon Credit, and United Finance. Each of these options offers flexible payment plans, competitive rates, and quick approval processes to make accessing the desired procedures easier.
The approval process varies depending on the chosen financing option. Generally, you can complete the application online and receive a credit decision within minutes. Companies like CareCredit and Cherry have quick approval processes and high approval rates, making it easier to start your aesthetic journey without delay.
Yes, Smart Plastic Surgery offers financing options for rhinoplasty. These plans allow patients to spread the cost of the procedure over time.